UPI MDR explained for investors: How will new charges impact your mutual fund SIPs and stock investments?
- Posted on September 16, 2026
- By Business News Today
- 0 Views
- 1 min read
In brief
Generating AI summary…
UPI MDR explained for investors: How will new charges impact your mutual fund SIPs and stock investments?
From October 15, MDR will apply to select UPI person-to-merchant payments above Rs 2,000, but not to all such transactions. UPI AutoPay and mandates will be treated separately, while mutual funds and capital-market payments will attract a lower MDR. Importantly, the charge will be borne by merchants, not customers, raising questions over its impact on SIPs and stock investments.
