Savings rates drop even without Fed cuts. Here’s where you can still earn 4% on your cash
- Posted on April 29, 2026
- By CNBC
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- 1 min read
Savings rates drop even without Fed cuts. Here’s where you can still earn 4% on your cash
While the Federal Reserve's hold on rate cuts is generally good news for savers, there have already been some banks that have lowered their payouts anyway.