‘ESAF SFB’s next Rs 50,000 crore journey will be faster’: K. Paul Thomas
- Posted on July 23, 2026
- By Financial Express
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- 1 min read
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‘ESAF SFB’s next Rs 50,000 crore journey will be faster’: K. Paul Thomas
ESAF Small Finance Bank CEO K. Paul Thomas details reaching the ₹50,000-crore business milestone through its secured MARG asset diversification strategy. He discusses plans to cap unsecured loans at 30%, launch FCNR(B) deposit products, lower promoter stake to 26% by 2031, and the prerequisites required for transitioning into a universal bank.