Credit expert warns borrowers about the 'American drain' as new mortgage scoring models take effect
- Posted on April 30, 2026
- By Google News
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- 1 min read
Credit expert warns borrowers about the 'American drain' as new mortgage scoring models take effect
Credit repair expert Micah Smith says new VantageScore 4.0 mortgage rules let rent payments count, but warns late payments and high balances cut both ways.
