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America has a $4 trillion retirement crisis and half of workers could run out of money. TIAA’s CEO wants ‘guaranteed lifetime income’ to fix it

Posted on June 22, 2026
By Fortune
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1 min read

America has a $4 trillion retirement crisis and half of workers could run out of money. TIAA’s CEO wants ‘guaranteed lifetime income’ to fix it

Brown Duckett says a $4 trillion savings gap, the demise of pensions, and a system that shifted risk to workers have left retirement “a real crisis” for millions of Americans.