Why Zerodha says no to credit cards and personal loans, according to Nithin Kamath
- Posted on December 12, 2025
- By Business News Today
- 3 Views
Why Zerodha says no to credit cards and personal loans, according to Nithin Kamath
Nithin Kamath says Zerodha limits lending to loans against securities due to higher funding costs, tougher competition, and risks linked to unsecured credit. Lower-risk, collateral-backed loans align better with its philosophy and customer base, making them a natural extension of its broking business.
