UPI beats cash: Over 50% users prefer digital payments; govt plans rural push for RuPay cards
- Posted on February 16, 2026
- By Financial Express
- 5 Views
UPI beats cash: Over 50% users prefer digital payments; govt plans rural push for RuPay cards

UPI has emerged as the most preferred mode of payment, overtaking cash, with over 50% users favouring digital transactions, according to a report by the Finance Ministry, which also flagged the need for a targeted rural push to boost RuPay debit card usage.