The minimum savings needed to retire at 65 in every U.S. state—it's over $2 million in Hawaii
- Posted on January 18, 2026
- By CNBC
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The minimum savings needed to retire at 65 in every U.S. state—it's over $2 million in Hawaii

The estimated savings needed to retire at 65 varies by nearly $1.5 million from state to state, driven largely by differences in housing costs.