The diverging paths of deposits and credit: A balancing act for Indian banks
- Posted on November 25, 2024
- By Financial Express
- 4 Views
The diverging paths of deposits and credit: A balancing act for Indian banks
India’s banking sector is struggling with a growing disparity between credit growth and deposit mobilization, causing concerns about liquidity risks and profitability. The low-interest rate policy has made traditional bank deposits less appealing, leading to a rise in alternative investments like mutual funds.