Student loan borrowers: The Education Department is garnishing wages for millions in default. Here is who is affected and how much they can take
- Posted on January 7, 2026
- By Fortune
- 2 Views
Student loan borrowers: The Education Department is garnishing wages for millions in default. Here is who is affected and how much they can take

Wage garnishment "is a scary concept since they can take 15% of after-tax income," Ashley Morgan, debt and bankruptcy attorney and owner of Ashley F. Morgan Law PC, told Fortune.