RBI proposes changes to credit risk rules for lenders
- Posted on October 7, 2025
- By Business News Today
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RBI proposes changes to credit risk rules for lenders

The Reserve Bank of India is proposing significant changes to how banks assess loan risks and set aside funds for potential losses. These adjustments aim to align Indian banking rules with international standards. The move is expected to reduce the capital banks need to hold for various loan types, particularly benefiting MSMEs and real estate sectors.