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Parents can’t borrow as much for college. Who should pay the difference?

  • Posted on April 18, 2026
  • By Washington Post
  • 0 Views
In brief

Recent restrictions on federal Parent Plus loan programs are reshaping the landscape of college financing in America. With borrowing limits now capping family access to education funding, stakeholders face critical questions about financial responsibility. The debate centers on determining whether parents, students, institutions, or the government should absorb the growing gap between actual college costs and available borrowing capacity. This shift demands comprehensive solutions as families navigate increasingly expensive higher education.

Parents can’t borrow as much for college. Who should pay the difference?
Parents can’t borrow as much for college. Who should pay the difference?

Caps on federal Parent Plus loans are forcing new discussions about who should shoulder the costs of college.
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Author
Washington Post

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