Over 50, High Earners Hit as New Law Forces Roth 401(k) Catch-Ups
- Posted on January 13, 2026
- By International Business Times
- 2 Views
Over 50, High Earners Hit as New Law Forces Roth 401(k) Catch-Ups

New 2026 IRS rule requires American workers over 50 earning above $150,000 to direct 401(k) catch-up contributions into Roth accounts, removing the traditional pretax deduction worth thousands annually.