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Nearly half of working-age Americans don’t have a retirement account—even 40% of workers nearing their 60s don’t have any money stored away

Posted on April 23, 2026
By Fortune
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1 min read

Nearly half of working-age Americans don’t have a retirement account—even 40% of workers nearing their 60s don’t have any money stored away

Around four in 10 U.S. Gen Xers, and even some baby boomers, haven’t saved for retirement—as current retirees who didn’t save enough endure a “nightmare.”