MSME-focused lenders go back to the drawing board
- Posted on July 3, 2025
- By Financial Express
- 1 Views

MSME-focused lenders go back to the drawing board

New RBI guidelines banning prepayment charges on floating rate loans will push NBFCs focused on MSMEs and LAP to rethink their models. The move impacts lenders with long-tenure loans, prompting a shift to fixed-rate structures or upfront pricing to recover customer acquisition costs.