How to decide whether to open a home equity loan or a HELOC—ask yourself these 4 questions
- Posted on December 3, 2025
- By Fortune
- 5 Views
How to decide whether to open a home equity loan or a HELOC—ask yourself these 4 questions

If you’re a homeowner, taking money from your home’s equity can be a cost-effective way to get the funds you need. But there are also risks.