How many transactions can I undertake using UPI in a day? - Is there a specific number of transactions that an individual can undertake via UPI in 1 day?
- Posted on August 12, 2025
- By Business News Today
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How many transactions can I undertake using UPI in a day? - Is there a specific number of transactions that an individual can undertake via UPI in 1 day?

The maximum amount an individual can transact via UPI, both in terms of P2M (person to merchant) or P2P (person to person) is Rs 1,00,000. However, some banks, like SBI, also set a limit on the number of transactions that can be undertaken. According to their website, users can do a maximum number of 20 transactions in 24 hours per account within the Rs 1,00,000 limit for P2P transactions. However, in SBI as well, there is no limit on the number of P2M transactions that can be undertaken. Is there a specific number of transactions that an individual can undertake via UPI in 1 day?