Employees opting for Unified Pension Scheme can switch back to NPS, but with riders

Central government employees now have more pension choices. They can switch between the Unified Pension Scheme (UPS) and the National Pension System (NPS). The switch is allowed one year before retirement. New rules clarify enrollment and contribution processes. Employees will be compensated for administrative delays. Families get to choose the most beneficial option in case of death or disability.