Dave Ramsey vs. real life: Why his ‘no credit card’ rule fails most Americans
- Posted on February 2, 2026
- By AOL
- 3 Views
Dave Ramsey vs. real life: Why his ‘no credit card’ rule fails most Americans
Ramsey's anti-credit advice rescues people from debt — then traps them in a system that penalizes not having credit. There’s a smarter middle ground.