Dave Ramsey vs. real life: Why his ‘no credit card’ rule fails most Americans

  • Posted on February 2, 2026
  • By AOL
  • 3 Views
Dave Ramsey vs. real life: Why his ‘no credit card’ rule fails most Americans

Ramsey's anti-credit advice rescues people from debt — then traps them in a system that penalizes not having credit. There’s a smarter middle ground.
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