Credit weighs less on cards with RBI tightening norms
- Posted on December 21, 2025
- By Business News Today
- 2 Views
Credit weighs less on cards with RBI tightening norms
Credit card outstandings, despite fewer delinquencies, fell to 4.7% of total retail loans in October 2025, from 5% a year earlier, Reserve Bank of India (RBI) data showed. Growth in outstanding credit card balances within total retail loans slowed sharply to 7.7% in October 2025, from 16.9% a year earlier.