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Credit flows jump 38% in FY26 as RBI easing boosts demand

Posted on April 24, 2026
By Business News Today
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Credit flows jump 38% in FY26 as RBI easing boosts demand

India's formal loan systems saw a significant surge in FY26, marking a strong revival in borrowing demand. This growth followed a contraction in the previous year. The Reserve Bank of India's policy rate cuts and liquidity infusion spurred lending. Credit expansion reached ₹44.6 lakh crore. Outstanding financial resources for the commercial sector crossed ₹300 lakh crore for the first time.