As a Homemaker, I’m Fed Up with Having No Financial Freedom

Dear Troubleshooter: I’m a homemaker in my 30s and have a 1-year-old child. My husband gives me ¥80,000 in allowance every month and says to keep half in the individual-type defined contribution pension plan (iDeCo) and the Nippon Individual Savings Account small-lot investment system, known as NISA. He also says I should discuss with him what to use the rest of the money for before spending it.