Are You a Rich Baby Boomer or Just Average? Here's the Net Worth It Takes to Land in the Top 10%

If you're a baby boomer, the question is simple but uncomfortable: are you "rich," or are you just average? The answer depends on how you stack up against your peers—and the numbers show there's a massive gap between the middle class and the elite. Who Actually Counts as a Baby Boomer Baby boomers were born between 1946 and 1964, which makes them 61 to 79 years old in 2025. That's important, because most Federal Reserve data gets sliced into neat age bands—55–64, 65–74, and over 75—that don't li