5 warning signs the ‘cashless effect’ is draining your wallet; 5 ways to deal with it - Is the cashless effect secretly ruining your budget

Digital payments feel easy and fast, but this convenience can lead to overspending without you realizing it. Psychologists explain that paying with cards or phones disconnects your brain from the "pain of paying" that comes with handing over cash. This detachment tricks you into thinking spending is less serious, causing more impulse buys and budget slips. Understanding this invisible trap can help you stay mindful and take control of your money. Is the cashless effect secretly ruining your budget