5 smart ways to adjust your investments with age for long-term wealth - Adjusting investments with age: A lifecycle approach

Planning for retirement isn’t just about saving money—it’s about matching your investments with your age, comfort with risk, and future goals. A lifecycle-based approach helps do this by dividing your journey into three clear stages. In the accumulation phase, you build wealth through regular investing. In the consolidation and distribution phases, you protect and then withdraw your savings to fund a comfortable retirement. Adjusting investments with age: A lifecycle approach