4 holiday pay-later traps that could wreck your credit — and how to avoid them
- Posted on November 13, 2025
- By AOL
- 1 Views
4 holiday pay-later traps that could wreck your credit — and how to avoid them
BNPL is like a mini layaway plan in reverse, letting you walk away with your merch while still paying for it. Learn 4 key traps to avoid during the busy buying season that can destroy your credit — and turn holiday joy into January regret.