Why Shriram Finance is growing profits faster than Bajaj—yet trades 54% cheaper
- Posted on August 1, 2026
- By Financial Express
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- 1 min read
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Why Shriram Finance is growing profits faster than Bajaj—yet trades 54% cheaper
Bajaj Finance and Shriram Finance reported strong loan growth in the first quarter of FY27, which is considered a ‘slack’ quarter for credit, and demand for higher margins loans like gold loans was also strong. However, Shriram Finance was able to grow its key operational parameter- net interest income (NII) faster than larger rival, given that 46.9% of its portfolio is allocated to much higher margins loans in the CV segment. Shriram Finance trades at nearly 54% discount to Bajaj Finance.
