Self-made millionaire who retired at 40: The 5 biggest surprises—'I've let go of the idea of a perfect retirement plan'
- Posted on April 29, 2026
- By CNBC
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- 1 min read
Self-made millionaire who retired at 40: The 5 biggest surprises—'I've let go of the idea of a perfect retirement plan'
Bernadette Joy retired last year at 40. "A year in, I've given up on the idea of having a perfect retirement plan," she writes.