With the Q1 earnings season knocking on the door, Motilal Oswal Financial Services said that its channel checks signal towards a strong MSME credit demand in the April-June quarter of the ongoing FY27, with an increase in the working capital cycle. Private banks' share is higher among higher ticket sizes, while public sector banks are gaining incremental market share with competitive pricing and CGTMSE-backed lending, the domestic brokerage added. The demand for unsecured business loans has picked up, while housing loans are slowing down, although asset quality has held up despite an inflationary environment, according to the domestic brokerage. Top bets