HDFC Bank vs SBI: The king is still standing. But the challenger is closing in
- Posted on August 8, 2026
- By Financial Express
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- 1 min read
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HDFC Bank vs SBI: The king is still standing. But the challenger is closing in
SBI, the largest bank, grew its loan book by 18.9% y-o-y in the June 2026 quarter, and that was faster than its nearest rival HDFC Bank. However, HDFC Bank, the largest private sector bank, has higher net interest margins (NIM) and return on assets (RoA) as compared to SBI. SBI’s loan growth forecast of 14%-15% for FY27 also disappointed investors.
