Gen Z’s retirement savings problem could become an employer’s problem
- Posted on October 2, 2026
- By The Globe and Mail
- 2 Views
- 1 min read
In brief
Recent research reveals a concerning trend among Generation Z workers who are accessing their retirement savings at significantly higher rates than previous generations. With withdrawals from registered retirement accounts occurring 12% more frequently than millennials and 42% more than Gen X at comparable life stages, financial experts warn this pattern threatens long-term economic security. Organizations must recognize how early retirement fund depletion impacts employee financial wellness and consider strategic interventions to encourage sustainable savings habits.
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Gen Z’s retirement savings problem could become an employer’s problem
Gen Z employees are withdrawing from their RRSPs 12 per cent more often than millennials did at the same age, and 42 per cent more than Gen X, report finds
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