Bengaluru earns, Chandigarh spends, Chennai borrows the most, Delhi is India’s biggest market: Study shows
- Posted on September 3, 2026
- By Business News Today
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Bengaluru earns, Chandigarh spends, Chennai borrows the most, Delhi is India’s biggest market: Study shows
Bengaluru tops the charts for household income and savings among Indias major cities, while Chennai records the highest debt-to-income ratio, driven largely by housing demand. Delhi-NCR, meanwhile, emerges as the countrys biggest consumption hub, thanks to its large household base. Mumbai and Delhi-NCR also have the highest number of affluent households, while urban spending patterns are increasingly shifting towards housing, healthcare and education.